Since I travel the world full time as a US citizen who retired early in my mid 40s, I put together this page to share the topics I get asked about the most related to nomadic life during early retirement. I am a resident of Texas, USA, but I spend most of my time overseas, slow traveling and staying 1 to 3 months in each country before moving to the next.
This page is a simple starting point. It gives you a quick overview of what I write about and where to begin.
Why I Created This Blog
I got tired of seeing people charge money for simple information, so I decided that all the nomadic life and full-time travel tips I share here will be free. I started this blog to answer the questions people ask me the most when they think about trying this nomadic lifestyle. Everything here comes from what I personally tried, the mistakes I made, and the lessons I learned. I just want to share these tips for free with no expectations in return. And just to be clear, everything I share is based on my own personal experience and is not financial, legal, insurance, or travel advice.
Topics I Cover for Free
There’s no paywall, no ads, and no email signup here. Just click a topic below for a quick summary, or jump straight to the full guide.
What should I do before I start nomadic life and full-time travel?
A 21-step checklist covering testing the lifestyle, domicile, mail, insurance, cards, and more before you start nomadic life as a full-time traveler.
Which state should I pick for domicile?
Why Texas, Florida, and South Dakota come up most often, and why I picked Texas.
How do I get my mail and handle jury duty when I am overseas?
Setting up a physical residential address plus a mail forwarding service to stay compliant with U.S. banking rules, and knowing how to handle a jury duty summons if one shows up while you’re away.
How do I keep my US bank accounts while living abroad?
The address and phone number setup that U.S. banks require, plus credit cards and ATM strategy for a nomadic lifestyle.
How do I live full-time in Airbnbs and hotels without a U.S. home?
Staying 1–3 months per city plus booking platform status and points keeps accommodation costs lower than rent or mortgage in the U.S.
How can I get health insurance that works in other countries?
The strategy for having health insurance coverage in any country, plus a note for travelers age 65+.
How do I keep my U.S. phone number and use it abroad?
Using a dual-eSIM setup with Ultra Mobile or Tello for your number and Ubigi for data, so you can still receive bank 2FA codes overseas.
How to withdraw cash in other countries with no ATM fees?
Why Charles Schwab and Fidelity debit cards are the go-to for fee-free ATM withdrawals worldwide.
Which credit card should I get for a nomadic lifestyle and full-time travel?
The 9 questions to ask before getting a travel credit card, and the specific cards that check those boxes.
How do I pay a landlord overseas who only accepts local currency?
Using Wise to convert USD and send local currency directly to a landlord’s local bank account, without opening a foreign account.
How Do I Earn Points for Flights and Hotels?
Stacking points through Rakuten and the right credit card for each spending category to earn on autopilot.
How Do I Book Award Flights Using Points and Miles?
Using PointsYeah to find award flights and transfer bonuses, then judging deals with my points and miles calculator.
How do I get the most value from IHG points as a full-time traveler?
Turning the Chase IHG Premier card, 4th-night-free, and lounge milestones into ~$50/night upscale hotel stays.