
Since I travel the world full time as a US citizen who retired early in my mid 40s, I put together this page to share the topics I get asked about the most related to nomadic life during early retirement. I am a resident of Texas, USA, but I spend most of my time overseas, slow traveling and staying 1 to 3 months in each country before moving to the next.
This page is a simple starting point. It gives you a quick overview of what I write about and where to begin.
Why I Created This Blog
I got tired of seeing people charge money for simple information, so I decided that all the nomadic life tips I share here will be free. I started this blog to answer the questions people ask me the most when they think about trying this nomadic lifestyle. Everything here comes from what I personally tried, the mistakes I made, and the lessons I learned. I just want to share these tips for free with no expectations in return.
Topics I Cover for Free
Click on a topic below to get a quick summary, or jump straight to the full guide.
What should I do before I start full-time travel?
An 18-step checklist covering testing the lifestyle, residency, mail, insurance, cards, and more before you leave the U.S.
How do I get my mail when I am overseas?
Setting up a physical address plus a mail forwarding service like Escapees to stay compliant with U.S. banking rules.
How do I keep my US bank accounts while living abroad?
The address and phone number setup U.S. banks require, plus card and ATM strategy for staying active overseas.
How do I live full-time in Airbnbs and hotels without a U.S. home?
How staying 1–3 months per city, booking platform status, and points programs keep long-term accommodation costs low.
How can I get health insurance that works in other countries?
Comparing Genki, GeoBlue, Cigna Global, and IMG Global for full-time travelers, plus a note for travelers 65+.
How do I keep my U.S. phone number and use it abroad?
Using a dual-eSIM setup with Ultra Mobile or Tello for your number and Ubigi for data, so bank MFA never breaks.
How to withdraw cash in other countries with no ATM fees?
Why Charles Schwab and Fidelity debit cards are the go-to for fee-free ATM withdrawals worldwide.
Which credit card should I get for travel?
The 9 questions to ask before getting a travel credit card, and the specific cards that check those boxes.
How Do I Earn Points for Flights and Hotels?
Stacking Rakuten cash back with the right credit card for each spending category to earn points on autopilot.
How Do I Book Award Flights Using Points and Miles?
Using PointsYeah to find award space and transfer bonuses, then judging deals by cents-per-point value.
How do I get the most value from IHG points as a full-time traveler?
Turning the Chase IHG Premier card, 4th-night-free, and lounge milestones into ~$50/night upscale hotel stays.