I retired early in my mid 40s, and I now travel the world full time as a U.S. citizen. I am a resident of Texas, USA, but I spend most of my time overseas, slow traveling and staying 1 to 3 months in each country before moving to the next.
This page is a simple starting point. It gives you a quick overview of what I write about and where to begin.
Why I Created This Blog
I got tired of seeing people charge money for simple information, so I decided that all the nomadic life and full-time travel tips I share here will be free, with no expectations in return. I started this blog to answer the questions people ask me the most when they think about trying this lifestyle. Everything here comes from what I personally tried, the mistakes I made, and the lessons I learned. And just to be clear, none of it is financial, legal, insurance, or travel advice.
Topics I Cover
There is no paywall, no ads, no email signup, and no annoying pop-ups here. Just click a topic below for a quick summary, or jump straight to the full guide.
What should I do before I start nomadic life and full-time travel?
A 21-step checklist covering testing the lifestyle, domicile, mail, insurance, cards, and more before you start nomadic life as a full-time traveler.
How much does a year of nomadic life in Asia cost?
A free tool that splits a full year of nomadic life across Southeast Asia, Japan, and South Korea, shows what each country costs, and tells you whether your yearly budget covers it.
Which state should I pick for domicile?
Why Texas, Florida, and South Dakota come up most often, and why I picked Texas.
How do I get my mail and handle jury duty when I am overseas?
Setting up a physical residential address plus a mail forwarding service to stay compliant with U.S. banking rules, and knowing how to handle a jury duty summons if one shows up while you are overseas.
How do I keep my U.S. bank and brokerage accounts while traveling abroad full time?
The address and phone number setup that U.S. financial institutions require, plus a credit card and ATM strategy for a nomadic lifestyle.
How do I live full-time in Airbnbs and hotels without a U.S. home?
Staying 1–3 months per city plus booking platform status and points keeps accommodation costs lower than rent or mortgage in the U.S.
How can I get health insurance that works in other countries?
The strategy for having health insurance coverage in any country, plus a note for travelers age 65+.
How do I stay insured when I rent a car without owning a car?
Why I kept a non-owner liability policy after selling my car, and what covers the rental car itself.
How do I keep my U.S. phone number and use it abroad?
Using a dual-eSIM setup with Ultra Mobile or Tello for your number and Ubigi for data, so you can still receive bank 2FA codes overseas.
How do I withdraw cash in other countries without ATM fees?
Why Charles Schwab and Fidelity debit cards are the go-to for fee-free ATM withdrawals worldwide.
Which credit card should I get for a nomadic lifestyle and full-time travel?
The 9 questions to ask before getting a travel credit card, and the specific cards that check those boxes.
Which credit card should I use for each purchase?
A free tool that shows the card I use for each type of purchase, what it earns, and why I chose it over my other cards.
How do I pay a landlord overseas who only accepts local currency?
Using Wise to convert USD and send local currency directly to a landlord’s local bank account, without opening a foreign account.
How do I earn points for flights and hotels?
Stacking points through Rakuten and the right credit card for each spending category to earn on autopilot.
How do I book award flights using points and miles?
Using PointsYeah to find award flights and transfer bonuses, then judging deals with my points and miles calculator.
Which airline miles program do I use most for award flights?
Why LifeMiles is my favorite program for booking business class on partner airlines like EVA Air and ANA, what I consider a good deal, and how I earn the miles.
Should I use points or pay cash for a flight?
A free calculator that shows how much each point is worth on a flight and tells you whether to use points or pay cash.
How do I get the most value from IHG points as a full-time traveler?
Turning the Chase IHG Premier card, 4th-night-free, and lounge milestones into ~$50/night upscale hotel stays.
Should I use IHG points or pay cash for a hotel stay?
A free calculator that compares the total cost of an IHG stay in cash and in points, including the 4th night free, and tells you which one is the better deal.
Should I use Hyatt points or pay cash for a hotel stay?
A free calculator that compares the cost of a Hyatt stay in cash and in points, including Chase and Bilt transfers, points sales, and elite status, and tells you which one is the better deal.